Mortgage Reads "Tips & Tricks"

A debt-to-income ratio (DTI) is the relation of how much debt you have vs your total household income as a percentage. A lower percentage rate reflects …

It’s a common debate when considering a first-time home buyer program. Everyone wants to know what’s better, a conventional mortgage or FHA loan for a …

When you’re shopping for a mortgage, you have two options – a mortgage lender or a mortgage broker. While the end result is the same …

If you’re ready to buy a house, you’ll likely need financing. While it can seem overwhelming, you can use a home mortgage calculator to make …

Did you know? That studies on first-time homebuyers from the US show that the median age for people buying their first home has increased from …

When you hear the phrase “First Time Home Buyers”, the meaning seems obvious, right? Literally, it’s someone who is seeking to buy and own a …

Homebuyers Need to Be Proactive in Todays’ Market Horror story or victory dance? You control your narrative. As a first-time home buyer1, the home-buying process …

If you are a first-time homebuyer with any damaging credit event in your credit history, you’re not alone. Approximately 30% of the population is in …

I am in the middle of buying a home and have had my mortgage application approved. However, I have just …

Are we safe in saying 2020 has brought up a ton of emotions the likes of which we did not plan for? The good, the bad, …

Buying a home is more challenging than ever in today’s Pandemic-driven housing market. While mortgage rates are historically low, also …

Numerous options exist at every price point, but what’s the difference in pillows? Keep reading for a breakdown of sizes, …