What Is The Debt-To-Income Ratio (DTI)? - Measuring your existing debts against your existing income is one part of a lender's required assessment of your ability to… Read more
Are Any Lenders Exempt From Ability-To-Repay Rules? - This video explains that some specific kinds of lending organizations are exempt from the ability-to-repay laws enacted in 2014. These… Read more
Can I Remove PMI From My Loan? - Private Mortgage Insurance can add hundreds of dollars per year to mortgage rates so it's worth learning when you are… Read more
What Is An Appraisal? - Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties. Appraisers don't work… Read more
What Steps Need To Be Taken To Secure A Loan? - You'll see some pictures in this video to help you remember later, but the first step in securing a loan… Read more
Can I Pay Off My Loan Ahead Of Schedule? - Usually, Yes. Like the guy in the video says, by sending in extra money each month or making an extra… Read more
How Are Pre-Qualifying And Pre-Approval Different? - Watch this video and it'll make sense. Pre-qualification is an informal way to see how much you maybe able to… Read more
How Can I Find Out Information About My Credit History? - Watch this video and take a few notes! There are three major credit reporting companies: Equifax - www.equifax.com 1-800-685-1111 Experian… Read more
What Is A Credit Bureau Score And How Do Lenders Use Them? - As we show you in this video, a credit bureau score, or 'credit score' is a number based upon your… Read more
What If I Find A Mistake In My Credit History? - Like the guy in the video says, simple mistakes are easily corrected by writing to the reporting company, pointing out… Read more
What Is The Best Way To Compare Loan Terms Between Lenders? - Watch this video and take a few notes! First, devise a checklist for the information from each lending institution. You… Read more
What Should I Do If I Fall Behind On A Conventional Loan? - The video puts this in more visual terms, but most importantly, talk to your lender about specific loss mitigation options.… Read more
What Is The Debt-To-Income Ratio (DTI)? - Measuring your existing debts against your existing income is one part of a lender's required assessment of your ability to… Read more
Are Any Lenders Exempt From Ability-To-Repay Rules? - This video explains that some specific kinds of lending organizations are exempt from the ability-to-repay laws enacted in 2014. These… Read more
Can I Remove PMI From My Loan? - Private Mortgage Insurance can add hundreds of dollars per year to mortgage rates so it's worth learning when you are… Read more
What Is An Appraisal? - Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties. Appraisers don't work… Read more
What Steps Need To Be Taken To Secure A Loan? - You'll see some pictures in this video to help you remember later, but the first step in securing a loan… Read more
Can I Pay Off My Loan Ahead Of Schedule? - Usually, Yes. Like the guy in the video says, by sending in extra money each month or making an extra… Read more
What If I Find A Mistake In My Credit History? - Like the guy in the video says, simple mistakes are easily corrected by writing to the reporting company, pointing out… Read more
What Is A Credit Bureau Score And How Do Lenders Use Them? - As we show you in this video, a credit bureau score, or 'credit score' is a number based upon your… Read more
How Can I Find Out Information About My Credit History? - Watch this video and take a few notes! There are three major credit reporting companies: Equifax - www.equifax.com 1-800-685-1111 Experian… Read more
How Are Pre-Qualifying And Pre-Approval Different? - Watch this video and it'll make sense. Pre-qualification is an informal way to see how much you maybe able to… Read more
What Is The Best Way To Compare Loan Terms Between Lenders? - Watch this video and take a few notes! First, devise a checklist for the information from each lending institution. You… Read more
What Should I Do If I Fall Behind On A Conventional Loan? - The video puts this in more visual terms, but most importantly, talk to your lender about specific loss mitigation options.… Read more
What Is RESPA? - RESPA stands for the Federal Real Estate Settlement Procedures Act. This video tells you about it all. RESPA requires lenders… Read more
How Do I Choose The Best Loan Program For Me? - The video puts this in more visual terms, but your personal situation will determine the best kind of loan for… Read more
What Responsibilities Do I Have During The Lending Process? - To ensure you won't fall victim to loan fraud, as you'll see in this video, be sure to follow all… Read more
