Congratulations are in order. Now before you talk to a realtor you need to be prepared. You now need to be Pre-Approved. What is the difference between Pre-Qualified and Pre-Approved you ask? Pre-Qualified means that you loosely meet the basic requirements for the loan without any application, documentation, and verification completed. Pre-Approved means that you have completed a preliminary application and have provided supporting documentation that has been verified.
Most realtors nowadays will only take out buyers that are Pre-Approved. The realtor that you work with needs to know the maximum price range that you are approved for and if there are any limitations such as maximum association fees, minimum downpayment or if seller closing costs contributions are required, etc.
A Pre-Approval puts you in a better position when negotiating with the seller.